Wednesday, January 29, 2020

Business Ethics Essay Example for Free

Business Ethics Essay In a narrative format, discuss the key facts and critical issues presented in the case. Word count: 158 Countrywide Financial began in 1969 and by 2000 was one of the nations largest lenders (Ferrell, 2010). In the late 1990s and early 2000s, Countrywide Financial offered subprime mortgage loans. Subprime mortgage loans were loans that were offered to people who would not ordinarily be able to qualify for conventional loans because of Income, lack of credit or low credit score. Because of the structure of these mortgage loans, people found It hard to make payments when the economy slowed down. The real estate market and the economy was negatively affected by the large number of people who were unable to make payments on their mortgages. Countrywide Financials earnings were posltlve until 2007, when the economy slowed and real estate prices dropped. In 2008, Bank of America bought Countrywide Financial. Bank of America had more assets that could handle the crisis, and Bank of America would be able to handle the ethical investigations involving Countrywides questionable lending practices. Reference: Ferrell, O. C. (2010). Business Ethics: Ethical Decision Making and Cases, 8th Ed.. Cengage Learning What were the incentives for Countrywide to write so many subprime loans? Word count: 168 Countrywide Financial benefited financially from offering subprime mortgage loans. Since the interest rate, fees and terms of subprime mortgages are typically higher than conventional loans, the lenders are able to profit from this type of loan (Moulton ; Bozeman, 2011). Between 1982 and 2003, Countrywide reported substantial earnings, and the offered profitable returns on stock investors. By offering mortgages and loans to borrowers who would not ordinarily qualify, the ees and interest were collected from thousands of borrowers with this type of loan. They also extended loan privileges to a large amount of the population who would not ordinarily be able to own homes. I feel that Countrywide Financials Incentive for offering subprime mortgage loans was for financial benefit. I believe that they should have known the effects these types of loans would have If the economy took a downturn. They were too Interested In the profits to be made and continued the practice despite the negative effects It would have on people and the country as a whole. Moulton, S. , Bozeman, B. (2011). The Pulicness of Policy Environments: An Evaluation of Subprime Mortgage Lending. Journal of Public Administration Reseach Theory, 21(1), 87-115. dot:10. 1093/jopart/muq005 Ferrell, O. C. (2010). Business Ethics: Ethical Decision Making and Cases, 8th Ed. , What was Countrywides logic in thinking that originating loans for people with poor credit ratings would result in positive outcomes? Word count: 182 Before the real estate crisis, the subprime mortgage industry was praised for helping people attain homeownership (Ferrell, 2010). Subprime mortgages helped minorities and lower income people be able to afford to own a home. At the time, it was thought of as a positive financial tool. Since there were more people being able to attain loans to own a home, other industries benefited from the effects of the subprime mortgage practice. Contractors, the building supply industry and real estate agencies were all profiting from these lending practices. It seemed that these types of loans were helping many industries. In a speech given by Govenor Edward Gramlich in May, 2004 (www. federalreserve. v), he spoke of these lending practices and said the increased availability of subprime mortgage credit has created new opportunities for homeownership and has allowed previously credit-constrained homeowners to borrow against the equity in their homes to meet a variety of needs.

Tuesday, January 21, 2020

Viral Infections :: essays research papers

VIRAL INFECTIONS: THE TRUE WHYS AND WHAT NOWS It all started with a little tickling in my throat. I forged ahead, knowing all too well what that feeling meant, I was getting sick. I convinced myself to just not think about it and it would just go away. This whole time there was an army of alien species amassing in my bloodstream and older cells. They are horrifyingly ugly, like something straight out of H. R. Geiger’s imagination. They writhe and twitch while they are on the hunt for one of your precious body cells. One can almost imagine them squealing to one another "That’s the one fellas, that is the cell we turn into Fort Viri!!". Then they attack, attaching their bodies to the cell’s only defense, it’s outer wall. The cunning viri know this dance all too well, the cell has no chance. All too quickly the viri convince the cell, via complex chemical codes to admit the viri into its life blood, the cytoplasm. Soon they would turn this doomed c ell into a virus nursery, churning out countless clones of the virus that converted the original cell. I now must resign myself to the fact that I have somehow come into contact with a virus and it has started to multiply in my body. By now the symptoms are undeniable and all encompassing. I have the flu. Viral infections are caused by a host organism taking in and precipitating the reproduction of viruses. These infections bring with them a miriad of symtoms including, but not restricted to fever, general achiness, increased mucous production, and general sluggishness. This entire chain of events starts when a person comes into contact with a virus. This can happen a number of ways: contact with infected body fluids, contact with the mucous membranes of an infected person, and even inhalation of airborne viri. When one comes into contact with a virus, it wastes no time in making your body it’s new home. It quickly finds a body cell to reproduce in, usually in the body system in which it found access to the body. For example a virus that is inhaled will usually take up residence in the lungs or throat of the host animal. Since the virus has no internal reproductive system, it finds a cell to invade and latches on to it’s cellular membrane. It does this using specialized protein chains, these act as tiny fishing hooks permanently attaching the virus to the host cell. Viral Infections :: essays research papers VIRAL INFECTIONS: THE TRUE WHYS AND WHAT NOWS It all started with a little tickling in my throat. I forged ahead, knowing all too well what that feeling meant, I was getting sick. I convinced myself to just not think about it and it would just go away. This whole time there was an army of alien species amassing in my bloodstream and older cells. They are horrifyingly ugly, like something straight out of H. R. Geiger’s imagination. They writhe and twitch while they are on the hunt for one of your precious body cells. One can almost imagine them squealing to one another "That’s the one fellas, that is the cell we turn into Fort Viri!!". Then they attack, attaching their bodies to the cell’s only defense, it’s outer wall. The cunning viri know this dance all too well, the cell has no chance. All too quickly the viri convince the cell, via complex chemical codes to admit the viri into its life blood, the cytoplasm. Soon they would turn this doomed c ell into a virus nursery, churning out countless clones of the virus that converted the original cell. I now must resign myself to the fact that I have somehow come into contact with a virus and it has started to multiply in my body. By now the symptoms are undeniable and all encompassing. I have the flu. Viral infections are caused by a host organism taking in and precipitating the reproduction of viruses. These infections bring with them a miriad of symtoms including, but not restricted to fever, general achiness, increased mucous production, and general sluggishness. This entire chain of events starts when a person comes into contact with a virus. This can happen a number of ways: contact with infected body fluids, contact with the mucous membranes of an infected person, and even inhalation of airborne viri. When one comes into contact with a virus, it wastes no time in making your body it’s new home. It quickly finds a body cell to reproduce in, usually in the body system in which it found access to the body. For example a virus that is inhaled will usually take up residence in the lungs or throat of the host animal. Since the virus has no internal reproductive system, it finds a cell to invade and latches on to it’s cellular membrane. It does this using specialized protein chains, these act as tiny fishing hooks permanently attaching the virus to the host cell.

Sunday, January 12, 2020

National Hero of Philippines: Jose Rizal

1. My dad always tells me that behind every great man is a greater family. Maybe what he meant was no one could be great in life without the help of his family or without his family along with him. This was concretely shown in Rizal’s life. Being the great man that he is, Rizal was brought up by his parents very well that he became almost excellent and great in all that he did. Way back in my elementary days, we were asked what we would like to be when we grow up. I answered, â€Å"My dad is a great, smart and handsome accountant and I wanna be just like him.† I believed that what we turn out to be is patterned on our parents, how we are brought up by them and how our family supports us in what we do. In Rizal’s case, his abilities, I believe, came from his parents. His skills in literature particularly in poems and his skill in speaking Spanish came from the upbringing he got from his mother, Teodora Alonso and his skills in philosophy came from his father, Francisco Mercado. I admire Rizal’s parents because even if they were part of the principalia, they lived simply and taught their children to live humbly. They exercised their children to be good-mannered, respectful to everyone, disciplined and God-fearing. They were strict to their children and they, just like any other parents, disciplined their children physically because they believed in the saying â€Å"Spare the rod and spoil the child†. They also taught Rizal and his siblings to love God above all. This was concretely shown in their practice of attending mass every day, praying the angelus at home and praying the rosary before going to sleep at night. However, being strict and very religious persons that they are, they let their kids have time for playing. All of that taught Rizal to balance everything in his life, to have time for studying, for God, for him and for his family but still manage to have fun once in a while. Based from my experience, I know a lot of people who have very unsupportive family or came from a broken family and who is now unsuccessful in life. All I’m saying is, Rizal would not be what he became if it were not because of the help of his family, especially, his parents. 2. â€Å"Sandali lang ha, mag-aaral lang ako sa Rizal para maging accountant ako†¦Ã¢â‚¬  This, I always say, to whomever I am talking to before studying for this subject. Most often, I wonder, what does the Rizal course have to do with my chosen college course, accountancy? Rizal was not an accountant. So why study this? As we started our journey through this course, little by little, I began to understand why we have Rizal in our curriculum. For one reason, it is a law to have a Rizal subject in all the courses of all universities. So, just by this reason, we have no way out from studying this course. But talking as a Filipino, I believe that we have to study Rizal because if we reflect, what we really know about Rizal are only the 2 novels he made which were Noli Me Tangere and El Filibusterismo, that he died because what he wrote were all against the Spaniards and that he is our national hero. But what we do not know is that Rizal is just an ordinary person like us before all that happen and like what Mr. Ungriano said, I believe that there is always a Rizal in every Filipino and I hope to find that Rizal in me with the help of this course. Rizal’s life, thoughts, ideas, works, principles and convictions are very influential to people’s life. Taking the case of the late Ninoy Aquino into consideration, I believed that he was greatly influenced by Rizal. That’s one example of his influence of his heroism. In this course, we will see how Rizal influenced many Filipinos by his childhood, by how he was brought up by his parents, by how he was as a student, by how well he did in college, etc. My personal reason why I am interested in studying him is to know why, of all our heroes, he became our national hero. I have been insisting all my life that Andres Bonifacio should be our national hero, because in the first place, he was the one who fought the Spaniards sword-to-sword and he was the one who gathered all Filipino to go against the Spaniards. But there was a point in Bonifacio’s life that I missed. He never won any battle and he surrendered to the Spaniards. Even Aguinaldo, our 1st president, surrendered to the Americans. In the other hand, Rizal, who used only his pen, which was said as a weapon mightier than the sword, in fighting for freedom, never surrendered from a fight even in the last moments in his life. Lastly, studying Rizal’s life and works is a way of saying thank you to him for all his sacrifices and deep sense of nationalism that greatly contributed and led to our country’s freedom. Maybe one thing that we should really work on is our love for our country and who knows, someone in our generation might be the next Rizal. As what I have said, Rizal is just an ordinary person, but the most extraordinary of all his kind.

Saturday, January 4, 2020

Egalitarian Relationships in Radical Heterosexuality Essay

In this article the author Naomi Wolf does a great job in explaining radical sexuality. Also known as egalitarian relationships. In marital relationships, the meaning is typically that husband and wife have equal status in the marriage. That is sometimes defined as having equal power. She talks about there being some conditions to abide by. For example, it requires that women should be able to support themselves without the help of any man. Also the man must yield the automatic benefits presented by gender. Women give up gender benefits as well as the men. By day they fight gender injustice; by night they sleep with men (Wolf p. 155), she questions weather feminists who are in a heterosexual relationship are contradicting themselves,†¦show more content†¦In conclusion, Wolf explains that it is perfectly ok to be a feminist, hate sexism and love men. Men were able to do just about anything they wanted with their wives, until the womens movement and even then in some parts of the countries it is still the same. Prior to the Civil War married women had many duties but few rights. They were not permitted to control their property, even when it was theirs by inheritance. A husband had the right to his wifes wages, to decide on the education and religion of their children, and to punish his wife if she displeased him. (Janice M. Steil). In addition, it shows how men always over rule women. Naomi Wolf also talks about how women were not treated as human. For example, she says, In the nineteenth century, when a judge ruled that a husband could not imprison and rape his wife, the London Times bemoaned. Also, she mentions the English common law that said, a man could legally beat his wife with a switch no thicker than his thumb, and thats where she says we got the phrase rule over thumb. It seems incredible to me that they treated women that way. What most feminists want is the marriage where their partner is showing respectful treatment towards them and their children, a kindness rather than a legal right such as before or in other countries today. Therefore, All the rules that men laid down over the centuries have recently gone out the window, and were

Friday, December 27, 2019

F-100 Super Sabre in the Vietnam War

The North American F-100 Super Sabre was an American fighter aircraft that was introduced in 1954. Capable of supersonic speeds, the F-100 was North Americans successor to the earlier F-86 Sabre which had seen great success during the Korean War. Though plagued by early performance and handling issues, the definitive version of the aircraft, the F-100D, saw extensive use during the Vietnam War both as a fighter and in a ground-support role. The type was phased out of Southeast Asia by 1971 as newer aircraft became available. The F-100 Super Sabre was also utilized by several NATO air forces. Design Development With the success of the F-86 Sabre during the Korean War, North American Aviation sought to refine and improve the aircraft.  In January 1951, the company approached the U.S. Air Force with an unsolicited proposal for a supersonic day fighter that it had dubbed Sabre 45.  This name derived from the fact that the new aircrafts wings possessed a 45-degree sweep.   Mocked up that July, the design was heavily modified before the USAF ordered two prototypes on January 3, 1952.  Hopeful about the design, this was followed by a request for 250 airframes once development was complete.  Designated the YF-100A, the first prototype flew on May 25, 1953.  Using a Pratt Whitney XJ57-P-7 engine, this aircraft achieved a speed of Mach 1.05.   The first production aircraft, a F-100A, flew that October and though the USAF was pleased with its performance, it suffered from several crippling handling issues.  Among these was poor directional stability which could lead to a sudden and unrecoverable yaw and roll.  Explored during the Project Hot Rod testing, this issue led to the death of North Americans chief test pilot, George Welsh, on October 12, 1954.   YF-100A Super Sabre prototype in flight. US Air Force   Another problem, nicknamed the Sabre Dance, emerged as the swept wings had a tendency lose lift in certain circumstances and pitch up the aircrafts nose.  As North American sought remedies for these problems, difficulties with the development of the Republic F-84F Thunderstreak compelled the USAF to move the F-100A Super Sabre into active service.  Receiving the new aircraft, the Tactical Air Command requested that future variants be developed as fighter-bombers capable of delivering nuclear weapons. North American F-100D Super Sabre GeneralLength:  50  ft.Wingspan:  38  ft., 9  in.Height:  16  ft., 2.75  in.Wing Area:  400 sq. ft.Empty Weight:  21,000  lbs.Max Takeoff Weight:  34,832  lbs.Crew:  1PerformanceMaximum Speed:  864  mph (Mach 1.3)Range:  1,995  milesService Ceiling:  50,000  ft.Power Plant:  Ã‚  1 Ãâ€"  Pratt Whitney J57-P-21/21A  turbojetArmamentGuns:  4Ãâ€"  20 mm  Pontiac M39A1  cannonMissiles:  4  Ãƒâ€"  AIM-9 Sidewinder  or  2Ãâ€"  AGM-12 Bullpup  or  2 Ãâ€" or 4 Ãâ€"  LAU-3/A  2.75 unguided rocket dispenserBombs:  7,040 lb.  of weapons Variants The F-100A Super Sabre entered service on September 17, 1954, and continued to be plagued by the issues that arose during development.  After suffering six major accidents in its first two months of operation, the type was grounded until February 1955.  Problems with the F-100A persisted and the USAF phased out the variant in 1958.   In response to TACs desire for a fighter-bomber version of the Super Sabre, North American developed the F-100C which incorporated an improved J57-P-21 engine, mid-air refueling capability, as well as a variety of hardpoints on the wings.  Though early models suffered from many of the F-100As performance issues, these were later reduced through the addition of yaw and pitch dampers.   Continuing to evolve the type, North American brought forward the definitive F-100D in 1956.  A ground attack aircraft with fighter capability, the F-100D saw the inclusion of improved avionics, an autopilot, and the ability to utilize the majority of the USAFs non-nuclear weapons.  To further improve the aircrafts flight characteristics, the wings were lengthened by 26 inches and the tail area enlarged.   While an improvement over the preceding variants, the F-100D suffered from a variety of niggling problems which were often resolved with non-standardized, post-production fixes.  As a result, programs such as 1965s High Wire modifications were required to standardize capabilities across the F-100D fleet.   RF-100 Super Sabre in flight.   US Air Force Parallel to the development of combat variants of the F-100 was the alteration of six Super Sabres into RF-100 photo reconnaissance aircraft.  Dubbed Project Slick Chick, these aircraft had their armaments removed and replaced with photographic equipment.  Deployed to Europe, they conducted overflights of Eastern Bloc countries between 1955 and 1956.  The RF-100A was soon replaced in this role by the new Lockheed U-2 which could more safely conduct deep penetration reconnaissance missions.  Additionally, a two-seat F-100F variant was developed to serve as a trainer. Operational History  Ã‚  Ã‚   Debuting with the 479th Fighter Wing at George Air Force Base in 1954, variants of the F-100 were employed in a variety of peacetime roles.  Over the next seventeen years, it suffered from a high accident rate due to the issues with its flight characteristics.  The type moved closer to combat in April 1961 when six Super Sabres were shifted from the Philippines to Don Muang Airfield in Thailand to provide air defense.   With the expansion of the U.S. role in the Vietnam War, F-100s flew escort for Republic F-105 Thunderchiefs during a raid against the Thanh Hoa Bridge on April 4, 1965.  Attacked by North Vietnamese MiG-17s, the Super Sabres engaged in the USAFs first jet-to-jet combat of the conflict.  A short time later, the F-100 was replaced in the escort and MiG combat air patrol role by the McDonnell Douglas F-4 Phantom II.   Later that year, four F-100Fs were equipped with APR-25 vector radars for service in suppression of enemy air defense (Wild Weasel) missions.  This fleet was expanded in early 1966 and ultimately employed the AGM-45 Shrike anti-radiation missile to destroy North Vietnamese surface-to-air missile sites.  Other F-100Fs were adapted to act as fast forward air controllers under the name Misty.  While some F-100s were employed in these specialty missions, the bulk saw service providing accurate and timely air support to American forces on the ground.   A USAF F-100F of the 352d TFS at Phu Cat Air Base, South Vietnam, 1971. United States Air Force Historical Research Agency As the conflict progressed, the USAFs F-100 force was augmented by squadrons from the Air National Guard (ANG).  These proved highly effective and were among the best F-100 squadrons in Vietnam.  During the later years of the war, the F-100 was slowly replaced by the F-105, F-4, and LTV A-7 Corsair II.   The last Super Sabre left Vietnam in July 1971 with the type having logged 360,283 combat sorties.  In the course of the conflict, 242 F-100s were lost with 186 falling to North Vietnamese anti-aircraft defenses.  Known to its pilots as The Hun, no F-100s were lost to enemy aircraft.  In 1972, the last F-100s were transferred to ANG squadrons which used the aircraft until retiring it in 1980. Other Users The F-100 Super Sabre also saw service in the air forces of Taiwan, Denmark, France, and Turkey.  Taiwan was the only foreign air force to fly the F-100A.  These were later updated to close to the F-100D standard.  The French Armee de lAir received 100 aircraft in 1958 and used them for combat missions over Algeria.  Turkish F-100s, received from both the U.S. and Denmark, flew sorties in support of the 1974 invasion of Cyprus.

Thursday, December 19, 2019

Marriage and Relationships According to Christians Essay

Marriage and Relationships According to Christians The principles that Christians believe should guide their personal relationships are: * Trust * Tolerance * Understanding * Forgiveness * Caring * Respect The first principle that I believe should play a large role in a Christian’s personal relationship is trust, without trust the couple’s relationship would crumble. The whole relationship must be based on trust. The second principle I think is tolerance no matter how many problems or bad past relationships a person has had the Christian attitude is to be nice and have patience with the other person. Understanding is also†¦show more content†¦2. Explain how, in the course of their marriage, a Christian couple would apply the beliefs you have mentioned. In your answer consider one or more situation(s) in which Christian belief would â€Å"make a difference†. Consider whether all Christian couples would respond in this way. I believe that Christian couples could apply their beliefs and make a difference to their marriage in many ways: The first belief that a Christian couple could apply to their marriage that would make a difference is trust without trust the relationship would fall apart each person in the marriage could apply trust to their marriage by trusting their spouse not to have an affair to trust someone they have to be honest with you e.g. if someone lied to the other then it would be a lot harder to trust them in the future because you would not know if they were telling you the truth. The second belief that would make a difference in a marriage is tolerance this is because one of the spouses could have a problem mentally or physically and you will have to tolerate this problem and the other person should already know this before entering into the marriage. They should also try to help their partner get through this challenge or help them get by. 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Wednesday, December 11, 2019

Self and Community Self Value and Corporal

Question: Discuss about theSelf and Communityfor Self Value and Corporal. Answer: Introduction Human dignity teaches individuals that every human being on earth is entitled to the rights of satisfying their basic needs. It is the sense of self-respect, self-value, corporal or mental veracity and empowerment. It is the most significant form of human right and is the source of all fundamental rights. Human dignity is not based on an individuals race, belief, gender or any other factor. It is intrinsic to all human beings, absolute and free of the state. Human beings are direct representation of God, and they are Gods own children. Every human being has the aim of being good, either on purpose or accidentally. Human beings have the possibility of attaining their full potential by promoting and safeguarding the wellbeing of the society. The responsibility is not to put in commitment for individual betterment, but for a wider social responsibility. The way is to realize the responsibilities by contributing to common good in accordance with the requirements of others and to encourag e and assist social units in bettering life. The violation of human dignity generally happens in three ways humiliation, objectification and degradation of human dignity.It is considered as an act that reduces a person's self-respect, treats that individual just as a medium of goal accomplishment, and devalues that person. This process of human dignity strips off violation act a persons human characteristics and attributes and it makes that person feel inferior to others. Under these broad categories of human dignity violation comes different forms of devaluation of an individual torture, assault, bonded labor, labor exploitation, slavery and social exclusion. All these are direct exploitations of an individuals human rights. Bonded labor or debt slavery is a form of human dignity violation probably the least known one. It is the act of a person's pledging of his or her labor or services as a leverage for the repayment of his debt or any other form of obligation. The services that are required to repay that debt might be unspecified along with the services duration. Debt bondage can be passed on from one generation to another. It has affected millions of men, women and children all over the world and has occurred in different sector like agriculture, construction, textile and garment. At the core of debt bondage lies poverty, social exclusion and poor legislative implementation. In fact, a bonded labor touches everyones life, in all corners of the world. The worst affected are people who belong to a poor family. The International Labor Organization (ILO)has intended to eradicate this form of violation of human dignity and identified it as a form of slavery when an advantage is provided to pay off any deb t; the debt collector often increases the rates of repayment and makes it impossible for the person in debt to exit from the situation. These kinds of violation are mostly seen in corporate or individual loan lenders. According to ILO, around 19 million victims areoppressed and refugee workers and native peopleare mostly susceptible to this form of violation. Bonded labor is intended to abuse workers. It is exploited across a variation of businesses to yield goods for ingesting round the sphere. Bonded laborsubsists owing to the tenacity of poverty, extensive discernment constructing huge groups of people susceptible to manipulation and the being of individuals who are ready to abuse the distraction of others. Work passports for migrant workers are seized and fees are charged to provide jobs to such workers, especially in tech companies. Such fee payment leave the migrant worker trapped in the job to pay off his debts or make up for the loss. Other forms of bonded labor present in i nformation technology companies is overtime. Leveraging complaints about work productivity, workers are forced to work beyond their shift timings to make up for the loss, and for that, extra wages are also not provided. Notwithstanding the point that bonded labor is unlawful, administrations are seldom disposed to impose the rule, or to guarantee that those who earn from it are penalized. Extensive discernment against some public assemblies denotes they have narrow entree to fairness, schooling and means to exist destitution, the foremost causes the debt is engaged at all. Organisation slaves are existing globally today in every company, knowingly or unknowingly. These companies are actually contributing to the problem. The major cause of such violence regularly occurring in the society can be traced back to the ignorance about the issue. Studies have approached the issue with the use of technology and networking as means of opposition to the issue. These studies have suggested the use of expert knowledge for drafting anti-bondage techniques. Expert advice and their understanding of technology can be used to situate the activities carried out by preventers and law enforcement as network stabilisation methods. Companies, where such kind of slavery and bondage exists, can influence their associates and providers to stop such violations, and exercise social responsibility. Our aim ought to be to mould the society with no violence or bondage of any kind. Bonded labor seems to have transformed with time. Today it is not restricted to the old-style control equation in agronomy, where the lower rung folks are anticipated to execute tedious errands in exchange for definite survival. The predominant arrangement now is of debt bondage.Amid the pleas for mitigation grows the punishment for defilements, a devoted municipal level care officer eyeing the concerns, and instinctive addition of free bonded laborers as recipients in administration safety programs.The authorities must keep in mind not to let the freed laborers spiral back into the cycle of endless slavery. Bibliography Barrientos, S., Kothari, U., Phillips, N. (2013). Dynamics of unfree labour in the contemporary global economy.The Journal of Development Studies,49(8), 1037-1041. Campbell, G. (2015).Bonded Labour and Debt in the Indian Ocean World. Routledge. Novak, D. (2013). On Human Dignity. InDavid Novak: Natural Law and Revealed Torah(pp. 71-88). Brill. Shultziner, D., Rabinovici, I. (2012). 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